๐ Foreign National Mortgage Loans
Buy or Refinance U.S. Real Estate โ Without a U.S. Credit and verification of Incomeย
Owning property in the United States is easier than you think.
Our Foreign National Loan Programs are designed specifically for international buyers and investors who want to purchase or refinance real estate in the U.S. โ no U.S. credit history or verification of income required.
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Who Qualifies
Foreign Nationals who:
- Live and work outside the U.S.
- Have a valid passport from their country and valid tourist visa in the USA
- Wish to buy or refinance a second home or investment property
๐ก Key Program Highlights
- Up to 70โ75% Loan-to-Value (LTV) for purchase or refinance, this means they only need 25% to 30% for down payment.
- No U.S. credit required โ No income verification required
Loans from $100,000 to $5,000,000 million dollars.
- Fixed and adjustable-rate options available
Interest-only programs available for qualified borrowers
Quick closings โ 45 days or sooner.
๐ Documentation Made Simple
We accept:
- Foreign or USA bank statements reflecting the down payment
- Passport and valid USA visa
- Utility bill like water ,electricity from their country.
Our team specializes in simplifying the U.S. mortgage process for non-resident borrowers in their own language.
๐ Why Work With Us
- Expertise in Foreign National and Non-QM lending for over 25 years
- Personalized guidance from application to closing in their own language and we understand their culture.
- Competitive rates and flexible terms
๐ Get Started Today
Whether youโre looking to invest, or expand your portfolio in the U.S., we can help make it happen.
๐ Schedule a free consultation or get a quick rate quote today , call us directly at (520) 202-0377 and ask for Francisco Del Bosque or e mail me at fdb@elitelendingg.com.
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